Traffic Violations and Car Insurance
Drivers who are convicted of traffic violations will be charged higher insurance premiums.
Insurance Points are held against each driver for convictions and at-fault accidents occurring during the three years prior to their insurance renewal date.
A driver may be assigned insurance points for the following actions:
- Racing
- Hit and run
- Driving While Impaired
- Speeding
- Driving without a license or registration
- Driving with a suspended license or registration
- Reckless driving
- Passing a stopped school bus
- Certain at-fault accidents
- Other moving violations
This list is not comprehensive and does not provide the insurance points associated with each violation. It is important to contact an attorney to determine the severity of your violation and the proper course of action.
Insurance points can increase your premiums from 25-450%!
| Points | % Increase | Cost If Your Basic Rate is $200 |
| 1 | 25% | $250 |
| 2 | 45% | $290 |
| 3 | 65% | $330 |
| 4 | 90% | $380 |
| 5 | 120% | $440 |
| 6 | 150% | $500 |
| 7 | 180% | $560 |
| 8 | 220% | $640 |
| 9 | 260% | $720 |
| 10 | 300% | $800 |
| 11 | 350% | $900 |
| 12 | 400% | $1000 |
We can help reduce or eliminate the damage
a ticket can cause.*
*Please note, no attorney can guarantee the outcome of a specific case. It would be unethical for an attorney to promise a particular result and nothing herein should be construed as such a representation.
Feel free to call us at 919-832-7700 to schedule an initial consultation or CONTACT US VIA OUR ONLINE FORM with any questions.
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